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Dental Access Plans

Frequently Asked Questions

What Is A Health Savings Program?

A Health Savings Program Is An Affordable And Easy To Use Alternative To An Expensive Insurance Plan. Program Members Have Access To A Large Nationwide Network Of Participating Providers Who Have Agreed To Offer Services At A Reduced Rate. There Are No Claims Or Paperwork To Be Filed, No Pre-Existing Condition Restrictions And No Waiting Periods. Our Plan Starts Working For You Immediately With No Annual Limits.

Who Can Use The Health Savings Card?

You And Your Immediate Family Are All Eligible to Use The Program

Will This Card Cover Pre-Existing Conditions?

Yes. This Card Is Not Insurance So There Is No Limitation To Using The Program.

What Does The Savnet Health Savings Card Cover?

The Savnet Health Savings Program Can Provide Numerous Savings On Dental, Vision, Hearing, and Chiropractic Care as well as Video Medicine Visits, Member Assistance and Pharmacy To Just You Or Your Immediate Family Members, Regardless Of Your Age Or Health History.

How Can I Confirm If My Provider Is in Your Network?

Yes, You Can Search For A Provider On Our Website, Click ‘Find A Provider’ Tab.

Do I Receive A Discount If My Provider Isn’t In The Network?

Program Members Will Not Receive Discounts On Care When Visiting An Out-Of-Network Provider. Members Must Always See A Participating Providers To Receive The Discounts Associated With The Program. However, If A  Provider Would Like To Join A Network, They May Do So On Our Website.

How Does The Health Savings Program Differ From Insurance?

Discount Programs Are An Affordable, Easy-To-Use And Hassle-Free Solution For Anyone Looking For Healthcare Savings. Below Is A Comparison Guide Between Discount Health Programs And Insurance To Help You Make An Informed Decision.

Health Savings Programs:

  • No Annual Limits – Members Enjoy Discounts On Most Healthcare Services All Year Long
  • Most Programs Activate Within 24 Hours
  • No Paperwork/Claim Hassles – Members Simply Present Their Membership Card At A Participating Provider Office For Discounts On Most Services
  • No Health Restrictions – There Is No Need To Wait For Care Due To Pre-Existing Issues
  • The Program Includes A Discount On Basic And Comprehensive Care
  • Consumers Pay Affordable Membership Fees For Access To A Network Of Providers Offering Discounts On Most Procedures
  • Programs Available To Individuals, Families, Businesses And Groups

Dental Insurance:

  • Limitations, Deductibles And Annual Maximums
  • Waiting Periods For Major Procedures
  • Tiring Written Claims Process
  • Limitations/Exclusions On Pre-Existing Conditions
  • Certain Specialties Are Rarely Covered
  • Consumers Pay Expensive Monthly Premiums For Defined Coverage
  • Typically Inaccessible To Individuals And Families Unless Provided By Their Employer
If I Sign Up Today, Will My Annual Membership Automatically Renew Yearly?

Yes. Once You Sign Up, Your Annual Membership Will Automatically Renew So There Will Be Nothing More That You Will Need To Do Once You Have The Membership. Initially, You Would Pay On Our Secure Site To Start Your Membership And Then We Will Take Your Payment At The Yearly Renewal To Keep The Process Seamless.

When Will My Membership Kit Arrive?

Once You Enroll In The Savnet Health Savings Program, A Physical Card Should Arrive In The Mail Within 7 To 10 Business Days From The Date Of Your Enrollment.

How Do I Use My Membership?

Using Your Savnet Health Savings Card Is Easy. First, Visit The Find A Provider At The Top Of The Home Page To Find A Participating Dentist In The Network. Next, Call And Schedule An Appointment. Make Sure To Present Your Membership Card Which Identifies You As A Member Of The Savnet Health Savings Program. The Provider Will Calculate Your Discount.


SAVNET isn’t just about great dental discounts, when you enroll, you’ll also recieve a wide variety of discounts on vision care, chiropractic care, prescriptions and more!


Our discount program will significantly reduce your health care costs. Our extensive networks make it easy for you to find providers close to home, work or while you are traveling.

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