How Does The Health Savings Program Differ From Insurance?

Posted August 17, 2017

Discount Programs Are An Affordable, Easy-To-Use And Hassle-Free Solution For Anyone Looking For Healthcare Savings. Below Is A Comparison Guide Between Discount Health Programs And Insurance To Help You Make An Informed Decision.

Health Savings Programs:

No Annual Limits – Members Enjoy Discounts On Most Healthcare Services All Year Long
Most Programs Activate Within 24 Hours
No Paperwork/Claim Hassles – Members Simply Present Their Membership Card At A Participating Provider Office For Discounts On Most Services
No Health Restrictions – There Is No Need To Wait For Care Due To Pre-Existing Issues
The Program Includes A Discount On Basic And Comprehensive Care
Consumers Pay Affordable Membership Fees For Access To A Network Of Providers Offering Discounts On Most Procedures
Programs Available To Individuals, Families, Businesses And Groups

Dental Insurance:

Limitations, Deductibles And Annual Maximums
Waiting Periods For Major Procedures
Tiring Written Claims Process
Limitations/Exclusions On Pre-Existing Conditions
Certain Specialties Are Rarely Covered
Consumers Pay Expensive Monthly Premiums For Defined Coverage
Typically Inaccessible To Individuals And Families Unless Provided By Their Employer

Les Lehman